Insurance
We understand insurance can be confusing. Here at Refocus Eye Associates we are NOT fans of the complicated process and we promise to work with you to find the best coverage available. Please provide both vision and medical insurance cards at your visit.
Vision VS Medical Insurance…
We will always ask for both your medical and vision insurance information when making an appointment. Unfortunately, it can be very difficult to determine if your exam will be considered as “routine vision” before coming in for your exam. After explaining your concerns and full medical history to the doctor, the insurance type can then be determined. We will always work to do what’s best for you and correlating with current billing standards. We understand these policies can be very confusing, so we ask that you provide as much insurance information as possible so we can find the BEST coverage for you and your unique situation.
Common Insurances We Accept
We accept most vision insurances, including:
EyeMed
BlueView Vision
Tricare
Vision Benefits of America (VBA)
Davis Vision
Spectera
March Vision
*Vision Service Plan (VSP) can be used with out of network benefits, so the copay will be higher than normal. *
Additionally, we are also able to accept medical insurances, including:
Anthem Health Keepers +
Anthem Health Keepers
Blue Cross Blue Shield
Cigna
Aetna (not Medicaid)
Federal Employee Program Blue
Sentara (Medical exams only, not Vision)
United Healthcare Dual Complete
United Healthcare Medicaid
WHAT DOES MEDICAID MEAN?
Medicaid is an umbrella term that is used to describe government-funded health insurance. Once you are approved for Medicaid, you will be placed into a managed care plan of a different name within 30 days.
Medicaid Managed Care Plans:
Sentara — Vision plan not accepted, only medical
Anthem — Health Keepers & Plus accepted
United Health Care — Dual Complete accepted
Aetna Better Health— Not accepted
Contact lens exams are considered not medically necessary under Medicaid and will require an out of pocket fitting fee.
Common Insurances We DO NOT accept
Aetna Better Health
Magellan
Medicare
Sentara Vision
Tricare service members
Details about tricare
Depending on which plan you are enrolled in will determine your eligibility for exams:
Prime Active = every 12 months
Prime Retired = every 24 months
Select Active = every 12 months
Select Retired = no vision coverage
Active Service Members are only able to be seen on base, not at this location
Contact lens exams are considered not medically necessary under Tricare and will require an out of pocket fitting fee.
For a more detailed explanation, please check out the Tricare website button.